(786) 716 -1222
Browse life insurance plans and choose what works for you.
Get life insurance in 3 easy steps.
1. Tell us about yourself
Answer a few easy questions. This will filter over 670,000 policy options down to the ones that fit your personal needs.
2. Browse quotes
Browse quotes that are recommended to you. Easily view and compare the policy options then select one or a few.
3. Apply or get free assistance
One of our licensed agents will answer any questions you have and walk you through next steps to easily apply.
What people are saying
This is your Testimonial quote. Use this space to share reviews about you, your services or your business. Get site visitors excited to jump into action with you!
Sandy Williams
Frequently asked questions
How does life insurance work?
An insurer makes regular payments to a company and, if they pass away, their beneficiaries receive a payment.
Why do I need life insurance?
Because the future is uncertain and no matter how healthy someone is today, it’s possible for them to pass away tomorrow. By purchasing life insurance, you will ensure that no matter what happens to you, your family will receive financial security to be alright.
Do I need to take a medical exam to get coverage?
In some cases an exam will be necessary, but for many it is not. Many of the policies found on my website can get you approved without one by using electronic health records.Electronic health records sync to your medical provider and send the insurance company your health history. This greatly diminishes the need for invasive medical exams and chances are you won’t need one. The introduction of electronic health records into the industry have greatly diminished the need for them.
When should I get it?
It’s never too early to get coverage. In fact, the younger you get it, the cheaper your premiums will be because your health is less of a risk. Most young people wait until they’re older or they’ve hit a life milestone, but you can get it at any age.
Obed Bernavil
Licensed Insurance Agent
Hello, my name is Obed Bernavil, and I am an independent insurance agent. I became an insurance agent because I wanted to help people. I love that I get to help people find the right insurance as a major part of my role. also specializes in providing long-term care and annuities through several top-rated insurance companies. It is my goal to work closely with my clients and really get to know each unique business that I work with so that I can provide the best solutions. A few of the areas I am licensed in include:
Property and casualty insurance
Life insurance
Health insurance
I graduated from Kaiser University in 2015 with an MBA in business administration and Management. As a US Army Veteran himself. Obed is an active member of K9s for Warriors. K9s for Warriors is the most worthwhile non-profit organization potential donors can consider supporting.
When Obed is not busy at work, he enjoys watching sport. Obed is a single dad with one daughter. He loves having friends and family over for cookouts.
Get in touch.
Have questions? Ready to apply? I am always available anytime between 4 PM-12 AM Monday through Friday. Anytime on the weekend. I normally respond within 24 hours.
(786) 716 -1222